10 Best Insurance Mobile Apps in 2025

Managing insurance has never been easier, thanks to the rise of mobile apps that bring policy management, claims filing, and roadside assistance to your fingertips. These apps prioritize user experience, security, and functionality, making them indispensable tools for policyholders. Here’s a curated list of the top 10 insurance mobile apps in 2025, based on user reviews, app store ratings, and standout features.

1. GEICO Mobile

Best for: Comprehensive auto insurance management
GEICO’s mobile app is a standout, boasting over 10 million downloads and a 4.8/5 rating on both the Apple App Store and Google Play Store. It offers a seamless experience for managing auto, home, and other insurance policies. Key features include the Easy Photo Estimate for claims, digital ID cards, roadside assistance, and a virtual assistant for quick queries. Users praise its intuitive design and voice command support for Amazon Alexa and Google Assistant.

2. State Farm

Best for: Award-winning user experience
State Farm’s app, with millions of downloads, has earned accolades like the 2023 Best Mobile App Award and a 2021 Webby Award. It allows users to manage auto, home, and renters insurance, file claims, and access roadside assistance. The app integrates with extension apps like Steer Clear for safe driving perks. Its Material Design interface ensures ease of use, though some users note occasional bugs in newer features.

3. Progressive

Best for: Android users
Progressive’s app is a favorite among Android users, with over 10 million downloads and high ratings. It consolidates policy management for auto, renters, and other insurance types, offering bill payments, claims filing, and roadside assistance. The app’s simplicity is a strength, though it’s less feature-heavy compared to competitors. Users appreciate its reliability for basic tasks.

4. USAA

Best for: Military members and families
USAA’s app is tailored for military members, veterans, and their families, earning a 4.6/5 rating for its sleek design and robust features. It supports banking and insurance management, including claims filing, roadside assistance, and crash detection technology. The SafePilot program offers up to 30% savings for safe drivers. Users value its security features like fingerprint and face recognition.

5. Allstate Mobile

Best for: Safe driving rewards
Allstate’s Drivewise program, integrated into its mobile app, rewards safe driving with potential discounts. The app supports bill payments, claims filing, and roadside assistance, with additional features like parking locators and gas finders. It has a 4.8/5 rating, though some users report issues with roadside assistance reliability. Its clean design makes it a strong contender.

6. Liberty Mutual Mobile

Best for: Multi-policy management
Liberty Mutual’s app, with a 4.8/5 rating from 19,500 reviews, supports auto, property, life, and other insurance types. Users can review policies, file claims, and access roadside assistance with a tap-to-call feature. The app’s straightforward design prioritizes usability, making it ideal for those managing multiple policies.

7. Oscar Health

Best for: Health insurance management
Oscar’s app is a top pick for health insurance, offering a one-stop solution for managing policies, finding healthcare providers, and refilling prescriptions. With a 4.9/5 rating, it’s lauded for its user-friendly navigation and 24/7 doctor access. A dedicated concierge team enhances customer support, making it a favorite for health-focused users.

8. myCigna

Best for: Travel and health insurance
The myCigna app simplifies health and travel insurance management, offering quick access to policy details, claims, and budget-friendly travel insurance options. Its 4.6/5 rating reflects its ease of use and ability to organize health information on the go. Users appreciate its streamlined interface for managing complex insurance needs.

9. Insurify

Best for: Comparing insurance quotes
Insurify excels as a comparison tool, pulling real-time quotes from over 120 insurance companies. With near-perfect ratings on app stores, it’s ideal for those shopping for the best rates. The app anonymizes personal details for privacy and provides a user-friendly platform to compare auto, home, and other insurance options.

10. Root Insurance

Best for: Usage-based insurance
Root’s app focuses on safe drivers, using mobile technology to track driving habits and offer personalized rates. With a 4.7/5 rating, it allows users to manage policies, file claims, and request roadside assistance. Its innovative approach can save good drivers up to $900 annually, though it requires opting into driving tracking.

Why Use Insurance Mobile Apps?

Insurance apps streamline tasks like accessing digital ID cards, filing claims, and requesting roadside assistance, eliminating the need for lengthy calls or office visits. They offer real-time updates, secure data handling, and often include features like telematics for personalized rates. However, be mindful of data usage and privacy settings, as some apps may track driving behavior or consume mobile data.

Choosing the Right App

The best app depends on your needs—whether it’s comprehensive policy management, health insurance tools, or rate comparisons. Consider app store ratings, user reviews, and features like claims processing or roadside assistance. Always verify privacy settings to protect your data and ensure the app aligns with your insurance provider’s offerings.

Final Thoughts

These top 10 insurance mobile apps in 2025 make managing your policies easier than ever. From GEICO’s all-in-one functionality to Root’s innovative usage-based pricing, there’s an app for every insurance need. Download one today to experience the convenience of handling your insurance on the go, and enjoy peace of mind knowing your coverage is just a tap away.